AmeriPlan Dental® Plan Compared To Dental Insurance

Because of the high cost of dental insurance, it has become much more common to choose a discount dental plan like AmeriPlan®, but is it for you?

Many people falsely assume that dental insurance will pay for all their dental problems, but they don't realize that dental insurance is purchased with an annual limit - usually between $750 and $1500. There are many dental procedures like orthodontic braces, dental implants, veneers and most cosmetic dentistry where the coverage is very limited or not included at all. Even with employer paid dental insurance there often is a need for a supplemental dental plan that reduces the cost of high expense procedures like braces.

More and more people are discovering that the AmeriPlan® discount dental plan is the best solution for their family! It can be used as a supplement (for procedures not included with dental insurance) or as a stand alone dental plan. Even insurance agents, like Frank from Ohio, are finding that discount dental plans are a very practical solution for their clients. He shares his insight and recommendation below.
Hi! I'd like to explain something that people don't understand about discount dental plans. They're absolutely the best buy in the industry out there verses dental insurance programs... because I have been an insurance agent for 18 years... and selling dental insurance plans... and now I don't recommend a dental insurance plan, not even one of them to anybody, except a dental discount plan... because they save you all kinds of money. For instance, my own children... I have two of my four boys... had orthodontics done. They saved over $3,000! Most dental insurance programs do not even cover orthodontics at all. Also, another thing, dental insurance programs usually have one year or two year waiting lists. A lot of times people have problems with their teeth right now and they've got to go see a dentist now. They can't wait a year or two years and then while paying $40 or $50 a month... where dental discount plans are priced very much better, as far as economically, again. So I highly suggest, anybody out there... absolutely consider a dental discount plan first before you make any kind of a move.
Frank C, OhioInsurance Agent

Compare dental insurance with AmeriPlan®, the leading discount dental care challenger:

Dental Insurance

Since dental insurance usually only allows approximately $1,000 per year coverage it doesn't take long to reach the limit when one crown can cost $800 or higher. Because of this reality, most people have come to realize that they don't have much protection from the increasing cost of dental care with dental insurance.

It's been said that with dental insurance you pay a lot each month and get a little, but with a discount dental service like AmeriPlan® you pay a little and get a lot (by saving much more than the annual limit from dental insurance, not to mention the reduced monthly cost). Even people with dental insurance find that the extra protection offered by AmeriPlan® can lower their expenses when their annual limits have been reached.

Finally, most consumers choose a discount dental plan for the following advantages...

  • You save up to 70% or more - depending on the procedure.
  • No limits on service, no age limit
  • No ongoing dental/medical problem or condition exclusions (except braces already in progress)
  • You and your Doctor control the level of care
  • No insurance carrier, no PPO, no HMO so the savings are passed on to YOU
  • Family Care Physicians, Specialists, Ancillary Care
  • Includes Dental, Vision, Chiropractic, and Prescription discounts

People all over the country just like you are convinced that this is the best value dental program available and you can try it for as little as $24.95 for your whole household, related or not. No one wants to pay full-price at the dentist's office and now you can save like never before. Click the sign-up link below to see the plan choices and all the benefits!

Joining AmeriPlan is as EASY as A, B, C...

  1. Find a dentist => Click Here
  2. Then click on the link below to get started.
After you join, your ID# will be e-mailed to you. Print your e-mail receipt and show it to your AmeriPlan® dentist. Your dentist or oral surgeon can confirm that you are a new member by calling 1-800-647-8421.
Important: Once you become a member, If for any reason you decide that it's not for you, you can cancel at anytime. We want you to be pleased with your membership so you will refer more people to this site.
Dental insurance has a competitor! The AmeriPlan Dental plan is available in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Washington DC, West Virginia, and Wisconsin.
Dental Disclosure