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Orthodontic Insurance

Orthodontic Insurance - Choices For Adults And Children

Orthodontic insurance is sometimes included with dental insurance plans but, due to the high cost, it often is not present in the policy. If it is included, limits may be added so that the insurance coverage might appear incomplete by only partially paying for orthodontic braces. Depending on how much is covered, many people begin searching for a less costly alternative solution that can help reduce this huge expense. The solution that is growing in popularity is AmeriPlan®. For a quote, contact a representative at (760) 989-2198. This plan offers considerable savings for adults or children who needs dental braces so it is especially helpful to people without orthodontic insurance.

Orthodontic Insurance Options and Alternatives

When considering the pros and cons of orthodontic insurance, if coverage for orthodontic treatment is not included or available with an employer paid dental insurance plan, a dental discount plan appears to be the best choice for most people because of the low monthly cost and immediate service with no waiting period.

Orthodontic braces cost up to $6,000 or more depending on where you live and the type of dental braces that you select! This high cost often is a problem with many dental insurance plans that tend to limit annual claims to approximately $1,500 unless orthodontics is included, but even some orthodontic insurance plans have limits on treatment. In comparison, AmeriPlan® has no annual limits so there is immediate savings. For the remaining portion, the orthodontist can work out a payment plan or a credit card payment plan can be used.

It's important to remember that dental insurance companies are in business to make a profit. Since orthodontic braces are very expensive, most insurance plans find ways to delay or soften the financial impact on the company by including limited coverage on braces after a specified number of months of consumer payments on the plan. Insurance plans that include orthodontic treatment often restrict the use of dental benefits through a waiting period of six to twelve months. AmeriPlan® offers no waiting period and immediate access to a scheduled appointment with an orthodontist in their network of providers.

If orthodontic insurance coverage is included, it might be limited to just children. However, an adult who has lost one or two teeth may need partial braces to straighten the remaining teeth in preparation for implants. Implants are often considered cosmetic and not included with dental insurance. This is why AmeriPlan's solution is so helpful to both adults and children since all dental procedures are included, even cosmetic dentistry.

If you need braces for someone in your family and orthodontic insurance is too expensive, consider this reasonable alternative. AmeriPlan includes everything a dentist or orthodontist is licensed to do - except braces that have already been started by another provider.

Click the sign-up link below to see the AmeriPlan price, plan choices and all the benefits!

Joining AmeriPlan is as EASY as A, B, C...

  1. Find a dentist => Click Here
  2. Then click on the link below to get started.
After you join, your ID# will be e-mailed to you. Print your e-mail receipt and show it to your AmeriPlan® dentist. Your dentist or oral surgeon can confirm that you are a new member by calling 1-800-647-8421.
Important: Once you become a member, If for any reason you decide that it's not for you, you can cancel at anytime. We want you to be pleased with your membership so you will refer more people to this site.
Orthodontic insurance is no longer the only option with competitors like AmeriPlan®. AmeriPlan® is available in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Washington DC, West Virginia, and Wisconsin.
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