How Does A Dental Discount Plan Challenge Dental Insurance?

It’s largely about the economy!  Because of the high cost of dental insurance, it has become much more common to choose a discount dental plan, but is it for you?

Many people falsely assume that dental insurance will pay for all their dental problems, but they don’t realize that dental insurance is purchased with an annual limit – usually between $750 and $1500. There are many dental procedures like orthodontic braces, dental implants, veneers and most cosmetic dentistry where the coverage is very limited or not included at all. Even with employer paid dental insurance there often is a need for a supplemental dental plan that reduces the cost of high expense procedures like braces.

More and more people are discovering that a discount dental plan is the best solution for their family! It can be used as a supplement (for procedures not included with dental insurance) or as a stand alone dental plan. Even insurance agents, like Frank from Ohio, are finding that discount dental plans are a very practical solution for their clients.

Is Dental Insurance A Waste Of Money?

Some people think that dental insurance is a waste of money.  Here’s why… According to the website, Legal Guidance Now, “If you have dental insurance through work, you’re golden.  If you have to buy your own policy, however, don’t buy it thinking you’ll collect thousands of dollars’ worth of implants or other complex treatments.”  The writer goes on to share that a discount dental plan can be a good alternative to dental insurance.   You can read the rest of the article here.

Testimony From An Insurance Agent:

Hi! I'd like to explain something that people don't understand about discount dental plans. They're absolutely the best buy in the industry out there verses dental insurance programs... because I have been an insurance agent for 18 years... and selling dental insurance plans... and now I don't recommend a dental insurance plan, not even one of them to anybody, except a dental discount plan... because they save you all kinds of money. For instance, my own children... I have two of my four boys... had orthodontics done. They saved over $3,000! Most dental insurance programs do not even cover orthodontics at all. Also, another thing, dental insurance programs usually have one year or two year waiting lists. A lot of times people have problems with their teeth right now and they've got to go see a dentist now. They can't wait a year or two years and then while paying $40 or $50 a month... where dental discount plans are priced very much better, as far as economically, again. So I highly suggest, anybody out there... absolutely consider a dental discount plan first before you make any kind of a move.
Frank C.
Ohio Insurance Agent

Dental insurance faces competition with dental discount plan challengers...

An affordable dentist through dental discount plan will help you save up to 60% or more on dental services. Plus, your dentist fees can now be paid without the claim forms and waiting period required by dental insurance!

High dental costs in economically challenging times prompt many consumers to search for an affordable dentist in order to find low cost dental services in their area. A dental discount plan makes it possible for people to see a professional dentist that costs significantly less and also includes dental implants and dental braces for adults and children. Millions of people nationwide have saved money with a dental discount plan and you can too.

The exorbitant cost of dental care has created demand for a dental insurance plan that will pay for cosmetic dentistry, braces and dental implants, but dental insurance often does not include these procedures. What dental insurance does cover typically requires up to six months or even a 12 month waiting period before the benefits of dental insurance can be used.

In addition, most dental insurance plans limit their coverage to an average of about $1000 per year. When the cost of a crown for one tooth can cost $800 or more, there is a rising need for extra protection against the high cost of dental care. Given that dental insurance usually does NOT include dental braces, dental implants or even cosmetic dentistry, an alternative is often necessary.

For some people the solution is simply to find an affordable dentist who is highly professional and knows how to make expensive dental care possible at a lower cost. This is where the dental discount plan has answered the call. Just as Costco or Sam’s Club offer wholesale prices for merchandise, the dental discount plan offers a discounted fee for service dental plan that saves people up to 60% or more on their dental expenses. Not only that, it’s approved and accepted by more than 30,000 dentists nationwide.

It’s been said that with dental insurance you pay a lot each month and get a little, but with a discount dental service you pay a little and get a lot (by saving much more than the annual limit from dental insurance, not to mention the reduced monthly cost). Even people with dental insurance find that the extra protection can lower their expenses when their annual limits have been reached.

Finally, most consumers choose a discount dental plan for the following advantages…

  • You save up to 60% or more – depending on the procedure.
  • No limits on service, no age limit
  • No ongoing dental/medical problem or condition exclusions (except braces already in progress)
  • You and your Doctor control the level of care
  • No insurance carrier, no PPO, no HMO so the savings are passed on to YOU
  • Family Care Physicians, Specialists, Ancillary Care
  • Includes Dental, Vision and Prescription discounts

People all over the country just like you are convinced that this is the best value dental program available. No one wants to pay full-price at the dentist’s office and now you can save like never before. Click the sign-up link below to see the plan choices and all the benefits!

Joining a Dental Discount Plan is as EASY as A, B, C...

  • Find a dentist => Click Here
  • Then click on the link below to get started.

After you join, your ID# will be e-mailed to you. Print your e-mail receipt and show it to your dentist.

Important: Once you become a member, If for any reason you decide that it’s not for you, you can cancel at anytime. We want you to be pleased with your membership so you will refer more people to this site.

Dental insurance has a competitor! Dental discount plans are available in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington DC, West Virginia, and Wisconsin.

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